The Problem
A New Roof, a New Deck, and No Permit
Hurricane Ian destroyed the roof on this South Florida home. The owner did what most owners do in the weeks after a major storm. She hired a roofing contractor to rebuild the roof and add a deck. He completed the work and left.
About six months later, the city followed up. They wanted to see the permit. There was no permit. The contractor had never pulled one.
The owner now had two problems. The first was administrative. Construction had been built on her property with no record of inspection or approval, and the city was not going to let that stand. The second was structural. When we walked the work, the roof framing did not meet current Florida building code. The rafters were undersized for the span. The fasteners holding the roof together were ordinary screws, not the engineered structural fasteners and hurricane-rated connectors that the code requires for a residential roof in this part of the state.
This is a familiar pattern after every major storm. Unlicensed and underqualified contractors move into the area, target homeowners in crisis, and complete work that looks finished but will not pass inspection. The owner finds out months later, when the city catches up or when the property goes up for sale or insurance review.
Most contractors will not take on a project in this condition. The work is already in place, the documentation does not exist, and the path through the county permitting office is long. The homeowner does not have the option to walk away. The unpermitted work follows the property until it is resolved.